Group Insurance: Disability, Life, Health, and Dental
Now more than ever, employee benefits are an important element for companies seeking to attract and retain the most desirable employees. Your employees work hard for you-and we work hard for them, with a dedicated staff of employee benefits specialists.
To meet the challenge of containing costs while retaining the most attractive benefits package, we start with an in-depth assessment of your industry and industry-specific benefit plans, your company's unique needs and your current Employee Benefits program. Only then can the process of identifying viable alternatives begin.
A benefits program that helps you retain a satisfied, productive staff must work on every level. For example, how will the plan be funded: fully-insured/non-participating, fully-insured/participating, retrospective premium accounting, minimum premium, or administrative services only? And when choosing providers, we guide you in understanding and assessing best plan or plans for you.
Some plans we offer incude:
Preferred Provider Organization (PPO)
Health Maintenance Organization (HMO)
Exclusive provider Organization (EPO)
Point of Service (POS)
Health Savings Account (HSA)
DMO (Dental Maintenance Organizations)