Life InsuranceLife-insurance should ensure that when a death occurs in a family, there is sufficient income and capital to cover the cash-flow needs for the surviving family members over a determined period of time. A major reason for younger adults to have life insurance is to provide financial protection for one's dependent family.
Disability InsuranceDisability insurance (sometimes referred to as disability income insurance) pays benefits when someone is unable to earn a living because of a disabling injury or illness.
Long Term Care Insurance Long term care insurance is designed to protect assets from unnecessary depletion should either you or a loved one require assisted living or nursing home care.
