​​​PERSONAL & BUSINESS WEALTH DESIGN 

Saving for Retirement at Advantage Investment Management 

Saving for Retirement


​​502-212-3000

At what age can I comfortably retire with the lifestyle I want to enjoy? Will I outlive my resources? 
How should my portfolio's assets be allocated? These are some of the questions our clients approach us 
with every day. Retirement planning strategies should be designed to suit your goals and comfort level, as well as to take advantage of tax saving opportunities. For any plan to be effective, it is necessary to implement these strategies and to periodically assess your goals and progress.

We can review your current retirement assets, including IRAs, 401ks, deferred compensation plans, pensions, and non-qualified accounts, in order to analyze your ability to comfortably retire. By analyzing your cash flow and spending habits, and by taking into consideration tax implications and inflation, we can help you to develop a comprehensive retirement plan designed to reach your goals.


We offer a variety of ways to save for retirement. The typical way an individual chooses to save for retirement is with an IRA. While there are several types of IRAs, the most common are:


​Traditional Individual Retirement Account (IRA)
An account designed for individuals to save for retirement on a tax-deferred basis with the possibility of yearly contributions being tax-deductible. The facts of your income and participation in any employer retirement plan determine if a contribution is deductible. 

Rollover IRA 
The transfer of an investor’s assets from one qualified retirement plan (including an IRA) to another—due to changing jobs, for instance—without a tax penalty.

Roth IRA
The Roth IRA is unique among IRAs as an individual contributes money on which they have already paid taxes and then future withdrawals are tax free, providing certain conditions are met. The benefit of a Roth IRA all depends on the individuals’s tax bracket--both now and when he or she retires.